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UZUN VADELİ KREDİ
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UZUN VADELİ KREDİ
(Dictionary of Economics) :
Genellikle 5-10 yıl arasındaki vadeli kredi. Prensip olarak uzun vadeli kredilerden, devlet ihtiyaçlarını karşılamak, serbest teşebbüs yatırımlarını ve konut finansmanını karşılamak üzere yararlanılmaktadır.Uzun vadeli kredilerin finansman kaynağı, sermaye piyasasıdır. Krediye ihtiyacı olan firmalar ve kamu organları tahvil çıkararak uzun vadeli kredi temin edebilirler. Ya da bankalar sermaye piyasasına kendileri tahvil çıkartmak suretiyle borçlanırlar ve firmalar uzun vadeli kredi açmak olanağını bulurlar.
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